David C Ward is an Bankruptcy lawyer located in Aurora, Illinois.

Business Type

Lawyers | Bankruptcy Law | Debt Relief Agency | Chapter 7, 13 | Liquidation | Fresh Start

Service Area

Aurora, Geneva, St. Charles, Dundee, Joliet, Plainfield, McHenry, Carpentersville, Elgin, Crystal Lake, Kane County IL

What We Do

Helping people stop creditor harassment!

Welcome to David C Ward, Bankruptcy Law Firm and qualified debt relief agency, serving Aurora, Illinois and surrounding counties such as: Rockford, Loves Park, Belvidere, DeKalb for over 32 years.

It is our goal as bankruptcy attorneys to properly prepare cases, assess options and potential problems that may arise. It is very important to comply with all the rules and regulations and most importantly, arrive at a successful conclusion to your case.

Many people must file for bankruptcy due to reasons beyond their control, such as: employment problems, unpaid medical bills, divorce and overwhelming credit debts.

We offer:

* Chapter 7 - Often referred to as "liquidation, or "fresh start" - generally the simplest and quickest form of bankruptcy and is available to individuals, married couples, corporations and partnerships. In filing Chapter 7, if you have no assets to lose then the bankruptcy process goes relatively quick, this type of bankruptcy filings is different because the debtor does not make a payment to the trustee.

* Chapter 13 - Filing under Chapter 13 of the Bankruptcy Code, means that debtors want to pay some or all the debts in their name, on better terms, or with lower or no interest. This process allows debtors to pay off debts with funds and money that may be acquired in the future and it is essential for a person who files Chapter 13 to have a continuous source of income.

We help eliminate or reduce debt for our clients. Our professional and knowledgeable debt relief attorneys will make it an understandable and complex, free process to file for bankruptcy. We sit down with you and choose the bankruptcy process that is suitable for you!

Call one of our experienced lawyers now for bankruptcy representation information or visit our website and take a look at our Seven Step Bankruptcy Process today!

We accept money orders and checks and offer free consultations!

• Commercial
• Residential

This business...

• was established in 1975
• employs 1 person
• has 3 locations

Payments Accepted

• Visa
• MasterCard
• Cash
• Personal Check

Languages Spoken

• Spanish
• English

• Bankruptcy Law
• Bankruptcy
• Chapter 7
• Chapter 13

Filing Bankruptcy in Illinois

If you are in debt and are looking for a way to stop the harassment from creditors, we can help. At The Law Offices of C. David Ward, we have been helping individuals with financial relief and filing for bankruptcy protection for over 30 years and we would like to hlep you through the process of reordering your familie's finances.

Most people experience financial difficulties at some point in their lives. While filing for bankruptcy is not the right choice for everyone, in appropriate cases it can provide a much needed fresh start. You should consider bankruptcy if you are behind on car or mortgage payments, your creditors are harassing you, you owe medical bills, you are being sued, and your wages are being garnished or if you are using cash advances on credit cards to meet expenses.

Which should I choose? Chapter 7 is used to “wipe out” certain types of bills and unsecured debt. This will allow you to get a fresh start and regain you financial freedom. If your assets exceed certain exemptions, or you otherwise cannot qualify for a Chapter 7, a Chapter 13 may be best. Chapter 13 is a consolidation of your bills. Creditors are forced to accept payments you can afford. Hiring an experienced bankruptcy lawyer is an important step in helping you make this decision.

Call us today for more information <b>(866) 809-7563</b>